EVOLUTION SME PROFESSIONAL

Broad multi-line specialist professional indemnity coverage for a range of professionals available exclusively through SHA's Pocket Underwriter. 

Brokers with an agency with SHA qualify for access to the system.

Click here to signup or sign into the Pocket Underwriter

So what is Evolution Pro?

The Evolution range of products are really composite insurance products that give brokers the ability to add specialist covers to the traditional Broadform, PI and Cyber policies. We’ve condensed over 30 years of underwriting experience in the South African market into a range of multiline policies. We call these Evolution because it’s really what happens when niche cover moves onto the next level of protection.



Who is it for?

Small to Medium Enterprise (SME) professionals such as accountants & auditors, advocates, attorneys, notaries & conveyancers, architects, engineers and surveyors, management consultants, project managers, quantity surveyors, compliance officers, environmental consultants, estate agents, labour brokers & personnel agencies, loss adjusters & assessors, occupational health & safety officers, BEE accreditation services and many others:

  • with an annual professional fee income below R10m
  • under R50m annual non-professional revenue
  • Less than 100 employees
  • Total assets under R200m
  • Maximum limit of indemnity of R10m on the main professional indemnity section (other sub-limits apply to extensions)


How do I access Evolution?

The Evolution Range of SME products are only available through SHA's digital broker platform Pocket Underwriter where brokers can generate their own bespoke quotes and issue policy documents within minutes.



What does it cover?

All your PI covers including
  • Broad Professional Indemnity
  • Loss of Documents
  • Sub Contracted Duties
  • Joint Ventures
  • Liability following Employee Dishonesty
  • Statutory defence Costs, Wrongful Arrest, Defamation
  • Misappropriation of Trust Funds (attorneys and accountants)
  • Fidelity Guarantee and Computer Crime
Some covers previously only available as stand-alone
  • Public Liability
  • Employers Liability
  • Directors and Officers
  • Cyber Liability
  • Employment Practices Liability
Some non-liability covers
  • 24 hour personal accident covers
  • Permanent Disability
  • Temporary Total Disability
  • Temporary Partial Disability
  • Medical Expenses
  • Serious Illness

  For a list of the team members who specialise in this area please click here

 Download a proposal form here