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Professional Indemnity

Any individual, company, organisation or entity providing a professional service is exposed to litigation if a third party suffers a loss as a result of negligence, error or omission. Professional services are broadly defined as those that require special skills and include advice, design and consulting services. A fee is charged by the professional for those services.

Built Environment

The built environment encompasses a diverse range of professions that contribute to the planning, design, construction, management, and maintenance of our physical world.

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Legal Environment

Legal Practitioners are professionals who are qualified to provide legal advice and representation. They have in-depth knowledge of the law and legal systems, allowing them to assist individuals and organizations with a wide range of legal matters.

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Accountants and Auditors

Accountants are primarily responsible for recording, analyzing, and interpreting financial data and Auditors are generally independent professionals who examine a company's financial statements and records to ensure they are accurate and comply with relevant laws and regulations.

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Miscellaneous Professions

Professions which fall wide of the scope of the Built environment, Legal Practitioners and Accountants and Auditing professions such as Management consultants, Estate Agents, Property Valuers, Recruitment and Placement agencies, BEE verification agencies and Multimedia professionals.

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Clinical Trials

Clinical Trials are research studies that test medical, surgical, or behavioral intervention in people. Clinical Trial Insurance provides protection for the participants/research subjects of a trial for any injury directly from a Clinical Trial.

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AandH

Santam is an authorised financial services provider (FSP 3416), a licensed non-life insurer and controlling company for its group companies as well as a level 1 BBBEE contributor.

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